Blog | Childress Loucks & Plunkett | Your Insurance Against Insurance

April 21

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog
Tags: Drought, Extreme weather, Global warming, Greenhouse gas
Date: April 21, 2018
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Drought and climate change: their combined impact on regional precipitation

No matter what one’s belief may be regarding the validity of climate change one thing is for certain, we are already feeling its impacts in various forms. Perhaps the most relevant and immediate impact of a warming planet has been the recent, prolonged drop in precipitation levels in some areas ...

April 17

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog
Date: April 17, 2018
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Tornado season is here. Time to review your insurance policies’ coverage and limits.

Tornado season is right around the corner here in the United States. May and June are typically the most active months of the year for tornado genesis across the Great Plains. Tornado Alley, as the nickname goes, sees a very large number of super cell thunderstorms which are perfect producers of...

April 16

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog
Date: April 16, 2018
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Keys to recovering your insurance benefits after a disaster

We live in an age of disasters. Devastation to manufacturing facilities by fires, tornados, explosions, floods, hurricanes, earthquakes, tsunamis, etc., is now commonplace. So, you have sought to protect your business with an expensive insurance program. While it is hard to predict when and how a ca...

April 14

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog
Date: April 14, 2018
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Manufacturers and the changing environmental landscape: Beware

The growing awareness in the United States regarding carbon emissions and their effect on the environment and weather patterns, have produced an increase in environmental litigation and some important decisions from the United States Supreme Court. Many states and environmental groups have filed law...

April 05

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog
Date: April 5, 2018
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Core Claims Process Redesign: Part II

There are ways you can to protect yourself from not receiving an optimum claims payout due to CCPR) but they each boil down to remaining vigilant and not hesitating to get help when you need it to protect your insured interests. First and most important is to recognize that the insurance companyR...

April 03

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog
Date: April 3, 2018
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Recent Developments in Property Insurance Coverage Litigation

The below article appeared originally in the ABA Tips Fall 2012 Issue (48:1) of the Tort Trial & Insurance Practice Law Journal. Authors: William A. Schreiner, Jr., Heidi H. Raschke, William R. Lewis, Craig A. Jacobson, Christina M. Phillips, James P. Bobotek, Jay M. Levin, Lisa A. Szymanski, ...

March 25

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog
Date: March 25, 2018
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Hydraulic Fracking: Evironmental and Business Risks

Environmental Risks Advances in the horizontal drilling technique known as hydraulic fracturing over the past 10 years has greatly increased the use of the drilling technique by US energy companies in efforts to obtain large amounts of natural gas that was previously unattainable. Horizontal frack...

March 07

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog
Date: March 7, 2018
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Sinkholes… is the damage covered in your insurance policy?

Sinkholes are depressions or holes in the Earth’s surface caused by the dissolution of a layer or layers of soluble bedrock, usually carbonate rock such as limestone. Subterranean drainage wears away at these layers, carrying away sediment and eventually causing the area above to collapse. The...

March 06

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog
Date: March 6, 2018
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Automatic reinstatement in property insurance policies

When dealing with property insurance claims after a natural disaster, many policyholders encounter or are educated as to the reinstatement clause in their policy, and how it affects future claims arising from multiple events or disasters. In some property insurance policies there is a reinstatemen...

February 20

Posted By: Childress, Loucks & Plunkett
Posted In: Articles , Blog , Press Releases
Tags: Chicago, Flood, Midwestern United States, propertyinsurance, snowmelt, waterintrusion
Date: February 20, 2018
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Midwest/Chicago area winter thaw highlights snowmelt as impetus for water intrusion

Chicago, IL and most of the Midwest are currently experiencing a mid-winter thaw that has resulted in flooded buildings and basements throughout the region. The unseasonably warm air that pushed through the area over the past two days has created a new risk for building owners and managers in the ...