Insurance Law Firm Panama City, FL

Do You Need the Help of an Insurance Law Firm in Panama City, Florida?

Insurance Law Firm Panama City, FLIf you’re in a situation that involves property losses or damage, you may need to file an insurance claim. Naturally, you might expect to be compensated in a timely manner so that you can repair the damage and move on in life. Unfortunately, for about one in three claimants, this does not happen. The common reason for this is that insurance companies are for-profit businesses, and they have a goal of making money. This begins with paying out the least amount possible. As a leading insurance law firm Panama City, FL provides its residents, we know of many claims, especially those that are valued at $10,000 or more, to be undervalued or denied altogether. When this happens, it is important for the claimant not to give up; rather, they should explore their other options, including calling a Panama City, FL insurance law firm. For a consultation with Childress Loucks & Plunkett,  please call or email us today. 

When the Insurance Adjuster Won’t Call You Back

If the insurance adjustor, or company, is not calling you back, you should not assume they are working on your case. Rather, it is their obligation to keep you informed about what is going on. If they are not calling you back or you are having difficulty in contacting them, they might be hoping you give up. Call an insurance consultant lawyer Panama City, FL has to offer to find out what you should do. 

Being Denied a Simple Claim

A common story that we, at Childress Loucks & Plunkett, hear about is a person who had a simple, straightforward claim, but was denied coverage. As an insurance recovery lawyer, we understand how to handle insurance companies who mistreat their policyholders. Often, these denials are a result of a bad faith insurance company. The typical objective of the insurance company is to get the claimant to give up. You don’t have to. 

Examples of Bad Faith Insurance 

The simplified definition of bad faith insurance practices is:

Engaging in dishonest or rogue practices in an attempt to avoid fulfilling contractual obligations. 

Bad faith insurance practice can take many forms such as:

  • – Denying coverage for no good reason
  • – Failure to communicate (i.e. not returning calls)
  • – Not disclosing the limits of the policy
  • – Harassing the claimant for impractical information 
  • – Cherry-picking the investigation
  • – Misrepresenting their policies
  • – Making threats towards the client

The Florida court is aware of insurance companies who might not practice ethical standards. However, insurance companies tend to have large legal teams who will aggressively fight for them. Thus, if you are considering fighting for your losses, you should retain an insurance law firm in Panama City, FL.

When You Should Call an Insurance Recovery Lawyer

If you are struggling to obtain fair compensation for losses or damage that is supposed to be covered by your insurance policy, you should ask an insurance recovery lawyer to review your case. There are strict deadlines; thus, the sooner you get started, the better. For a consultation with an insurance law firm in Panama City, FL, call Childress Loucks & Plunkett.