Claims Consultant Chicago IL

Claims Consultant Chicago ILAfter suffering a serious loss to your business or property, the circumstances allow you to file a claim with your insurance company. However, even though you have the legal right to do so, and even though your claim may be valid, the responsible party’s insurance company might reject your claim. Alternately, they might offer a settlement that is significantly less than fair, or drag out the payment process for years. In the meantime, your loss will pile up and you might not be able to afford the cost to repair your property on your own.. In these situations, a public adjuster from Childress Loucks & Plunkett may help protect your right to fair compensation and the recovery of your damages.


What is a claims consultant?

A claims handler who protects the rights of insurance policyholders who attempt to recover their damages via an insurance claim is a public adjuster. In the area of losses, a consultant from Childress Loucks & Plunkett may advocate on your behalf when an insurance carrier is being unfair or unethical. Our Chicago IL public adjuster may also negotiate with the insurance carrier on your behalf to obtain the maximum possible settlement for your claim.

Insurance companies often have a team of high-priced lawyers who will make every effort to prevent their company from having to pay out high-dollar amounts for victims who have valid injury claims. In this way, the injured claimant can be victimized twice. Our consutant at Childress Loucks & Plunkett makes every effort to right that imbalance and provide justice for our clients. Your public adjuster may represent you in interactions and communications with the insurance company. On your behalf, we may do the following:

  1.         Appraise a monetary value for your damages.
  2.         Prepare a written estimate of your damages.
  3.         Determine if and to what extent the insurance coverage will cover your damages.
  4.         Submit the estimate and other relevant documentation of your damages to the insurance company.
  5.         Negotiate with the insurance company’s representative, which is usually their claims handler.


Do I have to pay a consultant up front?

Usually, no. Under most circumstances, after a public adjuster successfully handles an insurance claim on behalf of their client, they will charge a modest but fair percentage of the settlement award paid by the insurance company. Or, you can hire them on an hourly basis.


When should a business hire a consultant?

If you sustained a loss and intend to file a consultant claim with the insurance company, you may benefit from immediately contacting a consultant. If you have already filed a claim but have not accepted a settlement offer, contact us at Childress Loucks & Plunkett to speak with a an adjuster Chicago IL businesses know and trust. At any point of the claims process, we may step in to represent you and protect your rights, but sooner is better than later. Call us today to discover how an adjuster from Childress Loucks & Plunkett may be able to assist you in getting the maximum compensation you deserve for your injury.