Chicago Insurance Consultant Lawyer

Chicago Insurance Consultant Lawyer

If you are in a dispute with an insurance company over a property damage or business income loss claim you submitted, or if they denied your claim, an insurance consultant lawyer in Chicago from Childress Loucks & Plunkett may help you reach a positive outcome.

What many businesses do not realize is that they have the right to hire legal representation and to resubmit a claim that was denied. Before re-submitting your claim, allow our insurance consultant lawyer to review your documentation. Not only might we be able to get approval for your claim, we may be able to identify damages that you sustained but which you did not realize could be included. In addition, our insurance consultant lawyer may negotiate with the insurance company on your behalf in an effort to maximize the amount of your settlement. If the insurance company refuses to negotiate in good faith, we may pursue a lawsuit if necessary and as a last resort.

Why You Should Work with an Insurance Consultant Lawyer

Imagine you’ve just purchased your first home. You’re excited for all the possibilities a new home brings, but it also brings a lot of responsibilities. One of those responsibilities is homeowners insurance. The good news is that now that you have a home, you can finally get one of those insurance bundles with your auto insurance, jewelry insurance, homeowners insurance and any other type of insurance you could want.

The only thing is, in order to get the best deal, you will need to do a lot of research. This can be an unwanted burden for someone trying to deal with all the other things that come with moving. This is where a Chicago insurance consultant lawyer comes in. Here are a few reasons you should work with an insurance consultant.

  • -Peace of mind.
    As mentioned before, life is busy. Especially when a major life change like a move or new job is occurring. There are a million moving pieces and something is bound to slip through the cracks. If you aren’t careful, that could be finding the best insurance coverage. A Chicago insurance consultant lawyer gives you peace of mind by doing all the research heavy lifting for you. They will search out plans, bundles, coverages and find the best deal for you.
    Sometimes, when you are searching for policies on your own, you only look for the best deal. And while that is important, you could be missing out on some vital coverage. An insurance consultant will make sure that you have the coverage you need at the best price. They will work with the insurance companies directly and many times are able to negotiate better deals due to their line of work. Many Chicago insurance consultant lawyers can accept your premium payment directly meaning you don’t ever have to talk to your new insurance company.
  • -Source of knowledge.
    Insurance consultant lawyers in Chicago are well-versed in a variety of different types of insurance. If you ever have a question about your policy, about a claim you are making, or about a settlement you received, you can reach out to them. They can give you advice on how to proceed with your filing claim or how to know if your claim is being handled in bad faith. They are your go-to source for anything related to your insurance policy. Because they are constantly keeping up with the market, they can also advise you on if and when you need to switch insurance providers in order to get the best value of your coverage.
    Insurance consultants can be your lifeline when it comes to navigating your insurance policy. Dealing with insurance companies is not something the average person loves to do. In fact, many people push it off for as long as they can, or stick with an insurance policy that either isn’t right for their family or too expensive. It doesn’t need to be this way. By working with a Chicago insurance consultant lawyer, you can know your family is protected and you are getting the best value. Don’t fret about updating your insurance policy. Reach out to one of our Chicago insurance consultant lawyers today.


The Insurance Claim Appeals Process

There are a number of reasons for why an insurance company might deny a business’ property claim. In many cases, when this occurs, an insurance consultant lawyer can step in to represent your best interests and help you receive the compensation that you deserve. Some of the most common reasons for a denied personal injury claim include the following:

  1. It may be because the claimant made a simple clerical error that can be easily corrected before re-submitting the claim. An insurance consultant lawyer can also review the remainder of the claim and check it for accuracy as well as other potential issues and work with you to correct them.
  2. It may be for another clerical reason, such as the claimant did not submit sufficient documentation in support of their loss. Your insurance consultant lawyer can refer you to a trusted valuation expert who can examine your loss and provide the necessary documentation as well as testimony, if necessary. At Childress Loucks & Plunkett, we may then resubmit the claim on your behalf.
  3. It may be that the insurance company is acting in bad faith and refusing to uphold their end of the contract between themselves and their customer who is the party responsible for causing your injury. If the carrier refuses to be reasonable or refuses to negotiate with an insurance consultant lawyer, your lawyer can pursue a civil lawsuit if necessary. In that scenario, your lawyer can also include attorneys’ fees in your list of damages.

Your Right To Have Legal Representation

If an insurance company is using unethical tactics to deny you the indemnification you rightly deserve for the damages that were caused by the loss, you have the right to seek legal representation. Childress Loucks & Plunkett may be able to help you recover your damages. We have helped countless clients who were in a similar situation. Call us without delay to schedule a free consultation with a Chicago insurance consultant lawyer, who may review your case and provide you with the guidance you need.


What’s the Difference Between a Traditional Insurance Claim and an Insurance Dispute?

You don’t purchase an insurance policy because you like paying monthly premiums. You purchase an insurance policy to protect your family, yourself, and your belongings. This provides you with a sense of security that if something terrible were to happen, you’d be okay.

Unfortunately, many insurance companies are not concerned with whether you’re okay after a tragedy strikes. They’re more concerned with making a profit. Because of their concern to make a profit, you may find yourself filing a legitimate claim only to have it quickly denied by your insurance company. This is when you need a Chicago insurance consultant lawyer.


Traditional Insurance Claims

Traditional insurance claims are processed quickly by reputable insurance companies. They review your claim, review your policy, and determine whether your claim is deserving of a payout under the terms of your policy.

If your insurance company determines your claim is valid, they will issue you a payout. If, however, your insurance company makes a determination that your claim is not covered, then they will deny your claim. A claim denial isn’t always grounds for an insurance dispute. However, it greatly depends on why your claim was denied.


Insurance Disputes


When your insurance company denies your claim without a reason or without a valid reason, you might want to consider disputing the claim denial. A Chicago insurance consultant lawyer from Childress Loucks & Plunkett is ready, willing, and able to help you with your insurance dispute.

There are insurance companies who will use any means necessary to deny your claim. These are the types of cases we can help you with. Each Chicago insurance consultant lawyer has the experience you need to fight with your insurance company and get them to pay you what you are rightfully owed.

When your insurance claim reaches this point, it’s critical to have the right team on your side. That team is Childress Loucks & Plunkett.


Why Work with Childress Loucks & Plunkett?


The best way to protect your rights after your insurance claim has been denied, is to have the right team fighting for you. Our team has a deep understanding of insurance company tactics and we know how to combat them. You don’t need to deal with your insurance company anymore.

That’s where we come in. When you work with a Chicago insurance consultant lawyer from Childress Loucks & Plunkett, we make sure you have the best chance of recovering everything you deserve.

Dealing with your insurance company can be more stressful than you anticipated. On top of all the stress you’re currently experiencing, you don’t need this, too. That’s why it’s important you contact us right away so we can get to work on your behalf. By choosing the experienced attorneys of Childress Loucks & Plunkett, you give yourself the opportunity to get the full compensation you need.

When we meet with you, we give you a full case evaluation. We’re honest with you about why your claim was denied and we’ll work with you on the best path forward.

Putting you and your family first means getting representation from a skilled legal firm. Call Childress Loucks & Plunkett today to get started. We’re ready to schedule your free consultation with a Chicago insurance consultant lawyer and show you how we can help you recover the full compensation your claim deserves.