Insurance Claims Denials Lawyer Chicago IL
Anyone who has received notice of a denial from their insurance company after a serious life accident, can rely on an insurance claims denials lawyer in Chicago, IL at Childress Loucks & Plunkett for help. Let’s say you have recently experienced a loss from theft, fire, natural hazard, or other calamity and have filed a claim with your insurance company. Perhaps you are concerned about recovering all of your losses, and losing none. This concern is natural, and rightfully so.
As an insurance claims denials lawyer in Chicago is aware, there is often a conflict of interest between your own financial interests and those of the insurance company. Even though you have been paying a premium for, perhaps years, the insurance company will likely seek to pay you the minimum amount. Obviously, you don’t want this and probably need much more than they have offered you to recover.
Insurance Claims are Also Business Negotiations
As much money as you have paid to have insurance, you would expect to be able to utilize it to your advantage when you need it most. In a perfect world this would be true; however, the world is not perfect. Thus, if you want to ensure you recover maximum damages then you may have to fight for it. In this case you should ask an IL insurance claims denials lawyer in Chicago to help you.
How Your Claim May Be Assessed
Insurance companies turn to insurance adjusters, and sometimes their own lawyers, to determine what your claim is worth. Typically after you file a claim, the adjuster will visit the location relevant to the claim. For example, if your house flooded, they will visit the house and investigate the surroundings. At this time, it is recommended that you have your own lawyer from Childress Loucks & Plunkett to protect your rights and interests. You may be asked a broad range of questions. Many of these will sound simple, but they are often worded in such a way that they are meant to confuse you or cause you to say something that you might not have actually meant.
If you say the wrong thing, provide the adjustor with inaccurate dates, times, or figures, they will report it to the insurance company who then will likely use this against you. The result can be a reduction in the amount of money they are willing to pay out.
Claims We Can Help With
An IL insurance claims denials lawyer can assist individuals and businesses with all types of insurance claims including:
- Water damage
- Hurricane damage
- Natural event/hazard damage
- Sinkhole damage
- Tornado damage
- Wind damage
Even if your claim has been denied, or the insurance company is offering you less than what you were hoping for, you are not obligated to accept their response. You do have the right to file a lawsuit against the insurance company in order to obtain the benefits that are covered in your policy.
If you are preparing to file a claim, or have recently done so, it is advisable to consult a Chicago insurance claims denials lawyer as soon as possible. In doing so, your interests can be protected. Your first consultation with a member of our legal team is free. The cost for representation can be further discussed during your consultation, but often they are covered through the settlement or by the insurance company.
To schedule a consultation with a Chicago, IL insurance claims denials lawyer please contact us at Childress Loucks & Plunkett right away.