Insurance Lawyer Chicago IL

Handling the Insurance Companies

Insurance Lawyer Chicago IL

When accidents happen, it is vital that you contact a trusted insurance lawyer in Chicago IL. Unfortunately, accidents occur often and will always happen, no matter how careful and diligent you are. When accidents occur, victims who suffer injuries can encounter high medical bills, lost wages, and personal damage. At Childress Loucks & Plunkett, our skillful lawyers are here to help individuals who have been hurt by others. We work diligently to obtain the compensation that our clients deserve, even when insurance companies make this difficult.


Why Hiring a Lawyer is Important

Trying to understand the legal aspects of a personal injury claim can be very stressful and difficult if you are not familiar with the law. Trying to settle an insurance claim or disputing a personal injury case on your own could prove to be impossible without the help from an experienced lawyer. Since 1994, our attorneys have handled the legal and technical complexities of personal injury cases to help countless clients in the Chicago IL region.

Unfortunately, insurance companies do not always have your best interest in mind and may not offer you the compensation that you rightfully deserve. However, having a lawyer on your side may increase your chances of getting higher compensation and make the insurance companies take you more seriously. Our lawyers also understand the two different defenses that insurance companies may try to use in order to not give a fair settlement. These defenses include:


1. Denial of Liability: In this situation, the insurance company argues that you’re making a false claim and that the reported accident did not cause the injuries you are claiming. The insurance company may be trying to dissuade you from fighting them. They might also hope that you will take the first settlement they offer, which is normally pretty low. An insurance lawyer can help you determine what your case is actually worth and if the insurance company is trying to take advantage of you.

2. Denial of Coverage: This is when the insurance company claims that the accident is not covered under their insurance policy. If this occurs, you and your lawyer have the right to validate that statement by seeing a copy of the insurance policy. Even if the insurance does not cover that particular accident, a court audience may interpret the policy in your favor. Hiring an attorney could ultimately determine whether or not you receive fair compensation for your injuries.


Hire an Insurance Lawyer from Childress Loucks & Plunkett

Being the victim of someone else’s mistakes can lead to emotional, physical, and financial personal distress. It is unfair for you to suffer while the insurance company prolongs or denies your valid claim. If you’ve been the victim of deceptive practices while trying to get compensation from an insurance provider, you’ll want to contact an insurance lawyer Chicago IL residents know and trust. Call or email Childress Loucks & Plunkett today to set up a consultation and case evaluation with a team of insurance lawyers who are compassionate, experienced, and determined to get you the compensation you are owed.


When You May Need a Chicago, IL Insurance Lawyer

If you have recently suffered a huge loss in life due to a fire, earthquake, theft or another type of tragedy, you can rely on the knowledge of an insurance lawyer Chicago, Illinois relies on at Childress Loucks & Plunkett. After an unpredictable life event, many people may wonder what their rights are and if their insurance company can be trusted after all. While your insurance company can be a useful resource to assist you when bad things happen, do keep in mind that they must watch out for their own financial interests too. Here in the article to follow, we have provided more information about insurance claims, and how an insurance lawyer in Chicago, IL can be of help during this time.


Conflicting Motives

At one point or another, many people may end up having to turn to their insurance company because of an accident or other calamity. While you may desire a maximum payout for a devastating event, your insurance company may try to keep their expenses to a minimum. It can be frustrating to find out insurance companies do not work as you imagined. Despite paying decent money for coverage each month, you may need a Chicago, IL insurance lawyer at Childress Loucks & Plunkett to help you fight for it.


Communicating with Your Insurer

Talking with your insurer may prove to be way more complicated that you thought. Insurance representatives may appear willing to be of help and support, until you actually submit an insurance claim. People can become understandably frustrated at the lack of assistance from their insurance company. If you have done all you can to inform your insurer about your needs, reaching out to an insurance lawyer Chicago, Illinois trusts at Childress Loucks & Plunkett may be the next best step. It may be time to consider legal representation if any of the following apply to you:

  1. You have written letters or called your insurance company multiple times without a informative response
  2. You feel as though you have hit a wall and are losing your patience
  3. You are concerned about time limits and losing your rights
  4. You have not received your payout at all or to its full potential


Finding the Right Insurance lawyer in Chicago, Illinois

When browsing around for insurance attorneys to represent your case, there are certain qualities you should look for. Search for professionals that have experience specifically in insurance claims like the insurance lawyers at Childress Loucks & Plunkett. Our offices offer free consultations for new clients, so that can be a great way to get to know your Chicago, IL  insurance lawyer before officially hiring them.

Our team of insurance lawyers at
Childress Loucks & Plunkett can help those in need of protection while going back and forth with their insurance company over a claim. Trying to recover from an accident or other life event, in addition to dealing with a frustrating insurance company can be overwhelming. Please call us today to schedule an appoint to talk further with an insurance lawyer Chicago, IL turns to in their time of need. We hope to hear from you very soon.