When a Public Adjuster Chicago IL Cannot Recover Your Losses

insurance claim lawyer Chicago ILChildress Loucks & Plunkett specializes in difficult insurance recovery cases in Chicago IL that are beyond the scope of a public adjuster. In fact, a healthy percentage of our new clients come from recommendations made by public adjusters who recognize our unique skill set and our firm’s outstanding record of success. In baseball parlance, we are the “heavy hitters” who are called in when the big game is at stake and a homerun is needed. Policy holders who are facing extraordinary losses because their carrier is not acting in good faith may need more than the services offered by a public adjuster, or someone to work in conjunction with the public adjuster.  


What is the role of a public adjuster in Chicago IL?

As in other areas around the country, a public adjuster in Chicago represents a policyholder when they file an insurance claim for a loss they suffered. The public adjuster is tasked with the responsibility of valuing that loss and negotiating with the insurance carrier for a fair settlement on behalf of their client. Public adjusters are usually most effective when the insurance carrier is willing to negotiate in good faith toward a satisfactory resolution for all concerned. However, when the carrier refuses to uphold their ethical and legal responsibility to work with the policy holder, it may be up to a firm such as Childress Loucks & Plunkett to recover their damages.


How Childress Loucks & Plunkett Differs from a Public Adjuster in Chicago IL

An attorney from Childress Loucks & Plunkett may form a strategic partnership with a public adjuster, most often to take a client whose case is complex. Our backgrounds, specialized training, and experience allows us to protect our clients in ways that a public adjuster in Chicago IL may not be able to accomplish. When a client is embroiled in a coverage dispute with their carrier, we can represent them and protect their rights. Depending on the client’s circumstances, Childress Loucks & Plunkett can provide any of the following services:

  1. Advise the client as necessary regarding the investigation of their claim, legal methods to recover their damages, whether their losses justify litigation, and more.
  2. Fulfill a leadership role to ensure balanced collaboration with the policyholder and the adjuster, broker, attorneys, and others who are involved in carrier coverage and loss claims. . Take a proactive approach and in the wake of a policy holder’s loss, make recommendations on future insurance coverage.


Who We Serve

Though our client base occasionally overlaps with those a public adjuster in Chicago IL may serve, our attorneys at Childress Loucks & Plunkett have played a vital role in the financial wellbeing of a wide range of policyholders:

  1. Businesses that vary in size from enterprise to large corporations. When a company suffers extensive property damage from a natural disaster such as a storm or fire, their insurance carrier may refuse to bully payout the claim.
  2. Homeowners who experience high-dollar damage to their exclusive properties and other valuable assets may be in need of our claims and litigation services not offered by a public adjuster in Chicago IL.

If you are in need of more protection than a public adjuster Chicago IL can provide, contact us at Childress Loucks & Plunkett to learn how we may be able to help you recover your damages.