What Should You Do When Your Claim Is Disputed?
As far as accidents go, bodily injury claims are a real pain. The victim has to deal with the trauma and physical pain of the accident, and they have to worry about paying their bills while they try to recover.
When it comes time to make a claim, the process can be difficult and usually takes longer than expected. It is often unclear how much the claimant will be paid or when they will receive the insurance payout.
In order to handle a disputed claim, you will have to go through the legal process. This can be time-consuming and confusing for someone who has not been through it before. This is why it is important to hire a personal injury lawyer who can help you win your case.
How Do I Know If My Claim Is Disputed?
When you’re in an accident and file a claim with your insurance company (or the other driver’s insurance company), it may take some time for them to investigate and make a decision about whether they’ll cover the cost of repairs or medical bills.
However, if it takes more than thirty days for the insurance company to offer you a settlement or deny your claim outright, that’s a sign the claim is being disputed by their legal team. Sometimes, this happens because the insurance company suspects fraud on your part — but not always. They may also be trying to negotiate with you over the amount they’ll pay out or may even be trying to determine who was at fault in the accident.
The first thing you need to do is get all of the details about why the claim is being disputed. There may be some legitimate reasons that your claim could be disputed, but if you’ve already taken all of the steps necessary to receive compensation for your injuries, and you’ve filed your claim properly, it’s likely that the other party has no real reason for disputing it.
Your personal injury lawyer will ask for details about how the dispute was launched, who contacted who and what that conversation entailed, and why the opposing party feels as though they have grounds for disputing your claim.
Why Is My Claim Being Disputed?
There are several reasons why the insurance company could be refusing to pay your claim. The adjuster might not believe that the accident happened as you described or might suspect that you’re trying to get out of paying for medical care that someone else caused.
Either way, it’s important for you to know what legal rights and options you have moving forward because if the insurance company isn’t going to help, you’ll need to take matters into your own hands.
How a Personal Injury Lawyer Can Help You Win Your Case
You may have filed your claim on your own without any legal help because you believed it to be simple enough; however, when it comes time to dispute that claim with the insurance company, you will need legal assistance.
An experienced personal injury lawyer from the law firm like our friends at Lesnevich, Marzano-Lesnevich, O’Cathain & O’Cathain, LLC understands how to deal with insurance companies and helps you obtain a fair settlement. Your personal injury lawyer has dealt with many different types of cases in the past, so he knows what to do in order to make sure that you get the best settlement possible.