James Santos

Manufacturers and the changing environmental landscape: Beware

The growing awareness in the United States regarding carbon emissions and their effect on the environment and weather patterns, have produced an increase in environmental litigation and some important decisions from the United States Supreme Court. Many states and environmental groups have filed lawsuits in an effort to get the judicial system to force cuts […]

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Sinkholes… is the damage covered in your insurance policy?

Sinkholes are depressions or holes in the Earth’s surface caused by the dissolution of a layer or layers of soluble bedrock, usually carbonate rock such as limestone.  Subterranean drainage wears away at these layers, carrying away sediment and eventually causing the area above to collapse.  These sink holes can be very dramatic, as we’ve seen

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Midwest/Chicago area winter thaw highlights snowmelt as impetus for water intrusion

Chicago, IL and most of the Midwest are currently experiencing a mid-winter thaw that has resulted in flooded buildings and basements throughout the region.  The unseasonably warm air that pushed through the area over the past two days has created a new risk for building owners and managers in the form of snowmelt. Chicago, IL

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