Insurance Recovery Lawyer Chicago IL
Is your insurance company refusing to pay for a treatment that should be covered by your policy? Has your home been damaged after a natural disaster, or has your car been totaled in an accident, or have you undergone an expensive medical treatment — but insurance adjusters are refusing to compensate you for your loss? Nothing is more frustrating for a policyholder than being denied insurance coverage after years of paying high insurance premiums.
As insurance recovery lawyers, we at Childress Loucks & Plunkett know what it’s like to be in this situation. We know how troublesome and scary it can be. Insurance companies are for-profit companies. It is their job to pay out as little as possible in claims, which means it is unfortunately common for these businesses to not do what is right and honor a policyholder’s claim. When a valid claim is denied, often without a reason or explanation, a dispute is likely to occur.
Another way for a dispute to occur is when an insurance company fails to pay a medical provider the money they are entitled to from policyholders. This can occur in states that have no-fault insurance, otherwise known as personal injury protection, or PIP. Furthermore, it is beneficial for an insurance company when their policyholder does not file or collect on a claim that has been submitted under their own policy (i.e. by a hospital, clinic, etc.).
There are even insurance companies that are known to habitually deny claims and will only investigate the situation when legal action is taken. The legality of this is another story. What is important to understand right now is that when something like this happens to you, an insurance recovery lawyer may be able to help. To learn more now, call Childress Loucks & Plunkett.
At our firm, we have a solid legal team of insurance recovery lawyers and support staff who have decades of experience in recovering insurance benefits for clients who have been wrongfully denied.
Level the Playing Field with a Lawyer on YOUR Side
You can count on your insurance company having substantial resources, including round-the-clock lawyers who will be ready to protect their own interests. They might even hope that you will give up on your claim and try to find another way to cover your losses. This is simply an unacceptable business practice to the Chicago IL insurance recovery lawyers at Childress Loucks & Plunkett. Rest assured, we have the resources, skill, and tenacious determination needed to assess your case and level the playing field against the insurance company that was supposed to protect you.
Reasons Why Your Insurance Claim May Have Been Denied
It is widely known in the legal profession that insurance companies have a tendency to manipulate and interpret the language used in their own policies in order to reduce the value of a claim, or deny it altogether. To come to this “conclusion,” an insurance adjuster might allege that:
- The damages are less than what you are claiming
- The damages are below the value of the deductible
- The loss is not included in your policy
- “Independent experts,” or “adjusters” for the insurance company have concluded that no loss occurred, or is not within the boundaries of the policy
- You have lied or commited fraud
Learning that you have been refused a valid claim can be devastating. For many people a denial of a claim is not just about money, but also time. Stress, worry, and anger may also come with this unwarranted decision — but there is hope. You may be able to recover your losses with the help of an insurance recovery lawyer.
Disputes Our Firm Handles
We are committed to helping every client settle a dispute with their insurance company as swiftly as possible. Guided by decades of experience, we have handled countless insurance dispute claims including, but certainly not limited to:
- PIP claims
- Homeowner claims
- Motor vehicle claims
- Recreational vehicle claims
- Fire claims
- Natural disasters
- Business losses
- Bad faith claims
Call Childress Loucks & Plunkett to Speak with a Lawyer You Can Trust
If you believe you are being defrauded by your very own insurance company, please don’t hesitate to give us a call to speak with an insurance recovery lawyer Chicago IL residents trust. We’ll listen to what you have to say and let you know what options may be available.