How The Worker’s Compensation Claim Works

You may need to fill out a worker’s compensation claim if you have been injured due to a work-related task. If you suddenly got injured at work, you may be able to file a worker’s compensation claim. The system benefits workers who have sustained an injury while at work, reducing the expenses they and their employer pay. It can be difficult to understand how the worker’s compensation claim works, but you can receive advice from a lawyer. Talk to an experienced lawyer to learn more about the worker’s compensation process and the steps you need to know to file a claim. 

Have a Qualifying Injury 

Check to ensure that you have a valid injury or illness that a worker’s compensation claim can cover. Just because you have suffered an injury at work does not mean you are automatically eligible to file a claim. Qualifying injuries and illnesses include those that occurred due to a safety violation or an illness that developed due to exposure to a chemical. If you have an injury that occurred during your lunch hours and went off-site, you will not be able to file a claim. Injuries sustained if you violate a law or company policy will also be ineligible. 

Fill Out a Claim 

You must fill out the claim within a certain time, as a worker’s compensation lawyer can tell you. Typically you only have up to a few days to get your claim in. When you are filling out your claim, be sure to be detailed but not to the point of exaggerating your statements. Any false or misleading information you provide can cause your claim to be rejected. Retain all forms and records related to your claim. Have your employer fill in their portion of the claim. Review your claim carefully before submitting it so that it is free of errors. 

Relay Updates to Your Employer

Another step to remember is to communicate any updates you receive to your employer. You will be responsible for making sure that you have continually updated information. Any updates you receive about your medical condition, additional information about the accident, and other details should be reported to your employer. If you withhold important case information, you could be subject to penalties. 

Check On the Status of the Claim  

After you have submitted your worker’s compensation claim, the process is not over. Be constantly with your employer about additional materials you need to submit. Call the insurance company to check in on the status of your claim, and they will let you know if it is approved or not. If it is rejected, it may be possible to have it appealed.  

Follow Up With a Lawyer 

A lawyer can help you with the process of the worker’s compensation claims. For more information about what legal services you can receive if you need detailed assistance with a workers compensation claim. 

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